Don’t just assume an annuity is the best option 🛑 ✋

Stop, and take some advice.

There are pros and cons to turning your hard-earned pension savings into a guaranteed income ✅

Lots of people we see think an annuity is the only option, and ‘that’s what everyone does, isn’t it?’

Here are some of the downsides of an annuity:

- Income is limited to annuity rates on offer.

- Depending on the type of annuity, your income is inflexible.

- An annuity can’t be inherited on your death

- Once you’ve bought an annuity, you can’t change your mind.

Please make informed decisions because these things can’t be reversed.