Monthly Review
Hello, and a warm welcome to the November edition of The Financial Brew!
As the days get a bit nippier and we find comfort in our favourite hot bevvies, we hope this newsletter finds you in tip-top condition. We're over the moon with all the positive feedback we've received from you and how much you are enjoying reading our newsletters. Your kind words make our day!
This month, we're thrilled to share some exciting updates with you. We've been sprucing up our offices with fabulous new artwork, nabbed a prestigious award (and it’s a big one!), rubbed shoulders with a famous cricketer, and even rolled up our sleeves for community work with the Shrimps Trust. And if that's not enough, Tarnia had the incredible chance to be a sports commentator for a day!
And, of course, there is, as always, helpful advice from us on all things pensions and investments.
So, grab another cuppa, get comfy, and dive into all the fantastic stories we have lined up for you this November. Enjoy the read!
Warm wishes,
Annabel, Tarnia and John
We’ve only gone and won the big one!
We have been named one of CityWire New Model Adviser’s Top 100 Firms for 2024!
What a month! We have won a huge national award, the CityWire New Model Adviser’s Top 100 firms for 2024, a testament to its unwavering dedication to excellence and innovation in the financial advisory sector.
With a rigorous selection process conducted by Citywire, which evaluates firms based on their contribution to clients through well-qualified staff, robust investment strategies, and cutting-edge technology, TP Financial Solutions distinguished itself through its innovative client proposition and meaningful community involvement.
Jack Gilbert, the editor of Citywire New Model Adviser, praised the high calibre of entries, noting, “The consumer duty has prompted a step up from many financial planners, and it was particularly pleasing to see so many firms adopt new technology and new client propositions. TP Financial Solutions is a testament to this trend, offering clients an innovative approach that includes ad-hoc reviews tailored to client needs.”
Being named among the Top 100 firms is a huge honour for us. It reflects the dedication of our team and our commitment to providing personalised, high-quality advice to our clients. We are especially proud of our community initiatives.
Eden Morecambe: Finally Confirmed
Paving the Way for a Brighter Future
We, and probably most of Morecambe, have been celebrating recently with the announcement that the £50 million in government funding for the Eden Project Morecambe has been confirmed. The news was shared by Lizzi Collinge, MP, marking a thrilling milestone for our town.
Eden Morecambe, a project that has been meticulously planned over several years, promises to be a beacon of transformation and regeneration.
This exciting development is not just a local win; it's a leap towards a brighter future for Morecambe, fostering economic growth and enhancing community life.
The vision of Eden Morecambe is set to bring an influx of tourism, provide educational opportunities, and create jobs, propelling our town into a new era of prosperity.
Hats off to everyone who has tirelessly worked to bring this vision to life!
The journey ahead is one of hope and enthusiasm.
Just fantastic!
A Personal Play-by-Play Adventure: Embracing the Excitement Tarnia takes the mic!
You know me, I'm all about embracing new opportunities with open arms!
So when Beyond Radio reached out to see if I'd like to join the commentary for the Morecambe Football Club match, I was over the moon!
Teaming up with Dave Salmon was absolutely amazing, and the energy in the commentary box was nothing short of contagious.
Although the match didn't end as we'd hoped, the game against Chesterfield Football Club was a sensational rollercoaster, with seven thrilling goals keeping us all on our toes.
The adrenaline, the passion, the sheer excitement—it's experiences like these that make me love being part of our community, and I can't wait for the next chance to dive back into the beautiful game! 🙌🏻
If they’ll have me!
Planning Your Dream Retirement: The Key to a Harmonious Future Together
Retirement planning can be one of the most exciting yet challenging conversations you'll have with your partner.
Are you both on the same page when it comes to envisioning your golden years?
It's a topic that deserves more than just a passing mention over dinner. To truly understand this next phase of life, it’s essential to communicate openly and early on.
First, consider when you might want to stop working. This isn’t just about picking a date; it's about aligning your dreams and ensuring your timelines match. Have you considered how much you'll need to maintain your desired lifestyle? It’s not just about covering the basics; it’s about having the freedom to enjoy life’s little luxuries and experiences.
Then there’s the question of how you’ll spend your time once the daily grind is behind you.
Have you both envisioned what your days will look like? Whether it's travelling, picking up new hobbies, or spending more time with family, ensuring your post-retirement activities align can make all the difference.
Remember, communication is key. Start these discussions early and revisit them regularly. You might be surprised to find that you and your partner have different visions for retirement. By talking it through, you can align your goals and work towards a shared future that excites both of you.
Preparation is indeed the key to a satisfying and harmonious retirement. By taking the time to plan together, you're not just preparing for retirement; you’re setting the stage for a fulfilling journey ahead.
So grab a cup of tea, sit down with your partner, and start dreaming about the possibilities.
Your future selves will thank you!
Revving Up Insights and Connections: A Day at #PFSRewired in Manchester
This month, Annabel had the pleasure of attending the #PFSRewired event in Manchester, which was an absolute blast!
The day was packed with insightful sessions covering various topics, from mastering communication across different generations to the latest ESG investments and key planning considerations following the recent budget.
A huge thank you to the incredible speakers, including Amira Norris, Jason Bates, Nicola Day, Roddy Munro, Rohan S. Paul Taylor, and Paul Boross MBE, for their engaging presentations.
We were also thrilled to hear from Guenther Steiner and Karun Chandhok about the exciting tech innovations driving F1 forward.
Annabel managed a cheeky photo with Guenther Steiner, the Italian and American motorsport engineer and former team manager. Steiner was the Team Principal of the Haas Formula One Team from 2016 to 2023, the managing director of Jaguar Racing from 2001 to 2003, and the technical operations director of its subsequent incarnation, Red Bull Racing.
When Tarnia met Jimmy!
I recently had the wonderful opportunity to meet one of my cricketing heroes, Jimmy Anderson, at a book signing event.
Known for his incredible contributions to English cricket and his current role as the fast bowling mentor for the England team, Anderson has long been an inspiration to me.
As a passionate cricket fan, it was fab to meet Jimmy, and as an avid reader, I am currently tucking into the book.
We want to extend a heartfelt thank you to Kate Child for her fantastic review!
Recently Kate visited us to tackle some "grown-up admin"—yes, pensions!
We chatted about all sorts had a brew, and we are glad Kate found the experience productive and enjoyable. It’s always a pleasure to make these tasks feel seamless and comfortable. If you're thinking about sorting out your financial tasks, come visit us at TP Financial Solutions. We are here to make your financial journey as smooth and pleasant as possible!
Navigate Your Future: Understand Your Pension Options with Personalised Insights
When it comes to retirement, understanding your pension options is crucial.
How will you access your pensions or what might your choices be?
We will provide you with tailored advice on pensions and retirement planning because every individual's circumstances and pension schemes are unique. Our key piece of advice? Know what you have, and know what it can do.
After all, knowledge is power—especially when planning for your retirement.
