It's the time of year when we are all reflecting on the year gone by, and planning ahead for a new one.
Did you do the things on your 'To Do' list that you intended on this year?
If having a conversation about your finances has been on your 'To Do' list for 2022, and you haven't gotten round to it, get it prioritised for 2023.
You'll feel good about taking that first step, most of our clients do.