Are you self-employed? Have you set up a pension? 🤔

If not, it's definitely something to start thinking about, no matter what age or stage you are at.

Start by looking at your state pension forecast; what are you due to get from the government and when?

Then think about if that's enough for you to achieve what you want when you stop working.

If there are gaps between what you are due to receive and what you need: paying into a pension can be an excellent tax-efficient way of saving for your dream retirement!